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This Privacy Policy explains how LoanExpat.com collects and processes personal data when you use our website. We are a publishing and comparison site, not a lender or broker. We do not provide personal financial advice.
We collect information to improve your experience on our site, understand how our services are used, and maintain the operation of our website. We are committed to protecting your privacy and handling your data responsibly in compliance with applicable data protection laws, including those of the EU/EEA.
Data We Collect
We collect two types of information:
- Website Analytics: We use analytics tools to track general website usage (e.g., which pages are popular, how users navigate the site). This data is anonymized or aggregated and does not identify you personally. It helps us understand user behaviour and improve our content and site structure.
- Affiliate Click Tracking: When you click on links to financial product providers on our site, we may record that click for the purpose of tracking referrals. This data is typically anonymized and used for our affiliate reporting.
Cookies and Similar Technologies
Like most websites, LoanExpat.com uses cookies and similar technologies. Cookies are small text files stored on your device. We use them for:
- Essential website functions.
- Website analytics (as described above).
- Tracking affiliate referrals.
You can manage your cookie preferences through your browser settings. Please note that disabling cookies may affect the functionality of our website.
Legal Basis for Processing
We process your data based on the following legal grounds:
- Consent: For certain non-essential cookies or data processing activities where you have given explicit consent.
- Legitimate Interests: To operate and improve our website, analyze usage patterns, and manage our affiliate relationships. We ensure these interests do not override your fundamental rights and freedoms.
- Legal Obligation: If required to comply with a legal requirement.
Data Retention
We retain data only for as long as necessary for the purposes outlined in this policy, or as required by law. Analytics and aggregated data may be kept longer than personally identifiable information.
Your EU/EEA Data Rights
If you are in the European Union or European Economic Area, you have certain rights regarding your personal data, including:
- Right to Access: To request access to the personal data we hold about you.
- Right to Rectification: To correct inaccurate personal data.
- Right to Erasure: To request the deletion of your personal data.
- Right to Restrict Processing: To limit how we use your data.
- Right to Data Portability: To receive your data in a usable format.
- Right to Object: To object to certain processing activities.
To exercise these rights, please contact us using the details below.
Third Parties
We use third-party services for website analytics and affiliate tracking. These services process data on our behalf and are contractually bound to protect your data. We do not sell your personal data to third parties.
Contact Us
If you have any questions about this Privacy Policy or wish to exercise your data rights, please contact us at: privacy@loanexpat.com.