Zensum is a financial services company based in Norway and Sweden, established in 2013. It specializes in offering a comparison platform for various loan products, aiming to assist individuals in finding suitable financing solutions. Zensum provides a range of loan types, including short-term loans, long-term loans, and personal loans.

The company offers loan amounts ranging from 20,000 to 60,000 with repayment periods extending from 12 to 180 months. The interest rates for these loans vary between 6.9% and 29.9%, catering to a broad spectrum of borrowing needs. Zensum sets a minimum age requirement of 20 years for loan applicants.

An example provided illustrates a specific loan scenario: a 150,000 kr annuity loan over five years with a nominal rate of 10.90% and no establishment or term fees, resulting in an effective rate of 11.46%. This example details the costs and total repayment amount, providing a clear picture of the loan’s financial implications.

Zensum prides itself on responsible lending practices and personal service. The company emphasizes its commitment to offering a straightforward loan comparison process, aided by advanced technology and a dedicated customer service team. Its approach to responsible lending is highlighted by a set of internal standards known as “Zensumkravene,” aimed at promoting financial products that are sustainable and beneficial to consumers.

Since its inception, Zensum has garnered positive feedback, as evidenced by the number of reviews on Trustpilot and the volume of processed loan offers. The firm’s focus on carefully selected lenders and its track record of providing loans since 2013 underlines its established presence in the financial services industry in Scandinavia.