DER Privat Finans is a financial institution that has been operating since 1970. They specialize in providing personalized financial services, focusing on loans that cater to individual needs. The bank offers loan amounts ranging from DKK 10,000 to DKK 150,000 with payment periods extending from 36 to 102 months. The interest rates for these loans vary between 19.65% and 24.87%.

Applicants must be at least 20 years old to qualify for a loan. The types of loans available include Long Term and Personal Loans. An example provided for a loan of DKK 25,000 over 84 months includes a variable debtor interest rate of 19.56%, an APR of 22.92%, and monthly installments of DKK 567. The total repayment amount is DKK 47,668, which includes all credit costs and fees.

DER emphasizes a client-centric approach, ensuring that loans are tailored to the borrower’s financial situation without requiring collateral. The application process is designed for efficiency, with quick responses and the possibility of receiving funds by the next business day once a loan is approved. Borrowers have the flexibility to use the loan for any purpose and the option to repay the loan early without incurring additional fees.

DER Privat Finans aims to provide flexible and responsive financial solutions to meet the varying needs of its clients, underscored by a commitment to personal guidance and responsible lending practices.