BilHandel offers a distinctive range of financial solutions tailored for automobile purchases. Specializing in both short-term and long-term car loans, they cater to customers seeking to finance new or used vehicles. With loan amounts ranging from 50,000 to 500,000 DKK, BilHandel provides flexible financing options to accommodate various budgets and needs.

The repayment terms offered by BilHandel are quite flexible, spanning from 36 to 96 months. This allows borrowers to choose a payment plan that aligns with their financial situation. Interest rates vary between 5.98% and 13.78%, depending on the loan specifics and the borrower’s profile.

Eligibility for a loan with BilHandel requires a minimum age of 21. This ensures that applicants have reached a responsible age for financial commitments. An illustrative example provided by BilHandel demonstrates the loan’s potential terms: for a total credit amount of 500,000 DKK over 98 months with no down payment, the variable debtor interest rate stands at 5.02%. This results in a monthly installment of 6,499 DKK, total credit costs of 130,606 DKK, and a total repayment amount of 630,606 DKK.

BilHandel collaborates with Resurs Bank A/S, enhancing their service’s credibility and reliability. This partnership ensures that customers receive competitive and secure financial solutions for their automobile purchases. Whether the customer is interested in new, used, or leasing options, BilHandel provides a comprehensive platform that supports various automotive financial needs.