Eiendomsfinans is a Norwegian financial service provider specializing in loan brokerage. They facilitate the loan application process by obtaining offers from multiple banks, streamlining the experience for the client. Their service range includes personal loans, car loans, mortgage loans, and refinancing options, with loan amounts varying from 10,000 to 20,000,000 NOK and payment periods ranging from 12 to 360 months.
The interest rates offered through Eiendomsfinans can range from 4% to 35%, depending on various factors such as the loan type, amount, and individual financial profiles. The minimum age requirement to apply for a loan through Eiendomsfinans is 23 years. They provide an example for clarity: a loan of 95,000 NOK over five years with an effective rate of 10.58% would result in a total cost of 119,283 NOK, which includes an establishment fee of 995 NOK.
Eiendomsfinans emphasizes their role as a loan advisor, comparing offers from different banks to find the most suitable option for their clients. This process is intended to save time and reduce the hassle for individuals, as they need to provide their financial information only once, rather than repeating the process with multiple banks. The company’s services are free for customers, as they receive compensation from the banks with which they partner.
A key feature of their service is the personal financial advisor assigned to each client, aiming to provide tailored advice and optimize the loan application based on the client’s specific financial situation. Eiendomsfinans boasts a broad network of financial partners, which they claim enables them to offer a wide range of financial products to meet various needs.
The company’s approach is designed to expedite the application process, with a typical turnaround time of 24-48 hours to receive an offer or financing certificate, although this may vary based on the specifics of each case. Eiendomsfinans positions itself as a significant player in the Norwegian loan brokerage market, focusing exclusively on loans without venturing into investment products.