KREA is a financial service provider based in Sweden, specializing in offering business loans in Sweden for small and medium-sized enterprises (SMEs). The company facilitates access to financing by allowing businesses to compare terms from up to 30 banks and lenders through its platform. This competitive approach is designed to secure the best possible financing conditions for each business.

Founded in 2018, KREA has expanded its services to include various types of loans such as business loans, corporate credits, real estate loans, factoring, and leasing. Each year, the company has introduced new financial products, demonstrating its commitment to addressing the evolving needs of its clientele. Notably, KREA has established offices in Stockholm and Helsinki, reflecting its growth and broader market reach.

KREA offers loans ranging from SEK 10,000 to SEK 5,000,000 with repayment periods from 1 to 60 months. The interest rates are variable and tailored to each client’s specific circumstances. For example, a loan of SEK 350,000 over five years with a nominal interest rate of 0.8% and no initial fees would have an effective interest rate of 9.6%, totaling SEK 168,000 over the loan term.

The company’s mission is grounded in the historical difficulty SMEs have faced in securing financing. By simplifying access to a wide array of financial products, KREA aims to support the growth and sustainability of SMEs, which are pivotal in creating jobs and driving Sweden’s economic progress.